Norma 43 (Spanish bank statement file format)

Norma 43 (also called cuaderno 43) is the standard format defined by Spanish banking for exporting account transactions as a file that accounting software can read. Almost every online banking service lets you download statements in this format, and it is the usual way to reconcile the bank without typing transactions by hand.

For each transaction the file carries data such as the date, the description and the amount, plus the account balances. kontora imports norma 43 files, discards duplicate transactions and suggests a match between each one and its invoice or expense for bank reconciliation.

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Conciliación bancaria (bank reconciliation)

Factura electrónica (mandatory B2B e-invoicing)

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